Blue Pearl
I have had an incredible experience with Harrison Insurance and Jennifer in particular. She is true professional and handles all questions and concerns in a timely and kind manner. I’m so glad I switched my auto and renters policy to Erie and Harrison insurance.
Blue Pearl
Madisyn Massucci
Jennifer has been nothing but helpful and cooperative during our correspondence.
Madisyn Massucci
Kayla Courtois
Fantastic customer service! Very knowledgeable, patient, and friendly. We were a new business starting up with absolutely NO clue what to do. Fred made the process very simple and got us the coverage we needed in a field that is hard to get coverage in!
Kayla Courtois
Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow

Our Story

Outside of Building
Yawning puppies

Started in 1976

The Harrison Insurance Agency was started in Ettrick, VA by William “Larry” Harrison in April 1976. With a focus on insurance for individuals and small businesses, Larry steadily grew the agency by partnering with strong insurance companies, providing expert advice, and friendly, responsive customer service. Over time this truly became a family operation as Larry added his son-in-law, Fred Zehrer in 1993, his son, William “Matt” Harrison in 2004, and his wife, Bonnie who served as an agent and office manager for many years. In 2017 Jennifer Rowan was added to the family as an agent, and the team was complete.

Throughout our growth, Larry made sure that the agency remained committed to keeping its client’s best interest as the highest priority. All employees stay educated and up to date with the ever-changing trends going on in our industry, and we continue to partner with excellent insurance companies so we can properly cover the specific needs of each individual client. This has certainly earned us great loyalty from our customers and helped the agency to weather the many economic changes it’s experienced in the 46 we’ve been in business.

Fred & Matt

Family Owned and Operated Insurance Agency

Meet Our Team

With years of Commercial and Personal Insurance Experience, our team is well-versed in insuring your most important assets. We are here to help.

Fred Zehrer Headshot

Fred Zehrer, IV

President | Producer

Commercial and Personal Lines, Bonds, Life & Health
Over 28 years of experience.

Matt Harrison Headshot

Matt Harrison, CIC

V. President | Producer

Commercial and Personal Lines, Life & Health
Over 17 years of experience

Jennifer Headshot

Jennifer Rowan

Customer Service Associate

Over 23 years experience