Andrew Troi
I have had an incredible experience with Harrison Insurance and Jennifer in particular. She is true professional and handles all questions and concerns in a timely and kind manner. I’m so glad I switched my auto and renters policy to Erie and Harrison insurance.
Andrew Troi
Kayla Courtois
Fantastic customer service! Very knowledgeable, patient, and friendly. We were a new business starting up with absolutely NO clue what to do. Fred made the process very simple and got us the coverage we needed in a field that is hard to get coverage in!
Kayla Courtois
Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow
Wes Tatum
Highly recommend this company. Fred Zehrer was my agent and he provided top notch service. The process was simple and Fred saved me over $600 a year on my business vehicle insurance. I can't say enough good things about Fred and Harrison Insurance. If you want peace of mind and fair prices, this is where you need to be.
Wes Tatum

Builders Risk Insurance

Builders Risk Insurance Colonial Heights VA

At Harrison Insurance, we stand by your side through the intricate journey of construction, offering tailored Builders Risk Insurance policies designed for your project’s safety and success.

What is Builders Risk Insurance?

Builders Risk Insurance is a specialized type of property insurance vital for construction projects from start to finish. It’s designed to protect your investment from the ground up, covering structures, materials, fixtures, and equipment on-site, in transit, or temporarily stored elsewhere against a variety of risks until the project is complete.

What does Builders Risk Insurance Cover?

The policy may be written to cover the whole structure for new construction or the cost of remodeling and renovation projects. It can also be used to cover specific projects, such as a new room addition, a deck, or a remodeled bathroom. The standard policy may not cover certain items such as scaffolding, landscaping, or trailers but may be allowed with additional coverage. Put the experience of the Harrison Insurance Agency to work for you, and let us design a builder’s risk insurance policy that will provide you with the exact coverage you need.

Builders Risk Insurance

Key Coverages

Building & Material Coverage

From foundation to finishes, we ensure the building structure and all materials that become a part of it are protected against loss or damage from the delivery to the jobsite to the completion of the structure.

In-Transit and On-Site Protection
Coverage extends beyond the construction site, safeguarding materials wherever they are.
Flexible Terms

Tailor your coverage duration based on project timelines, with options ranging from three to twelve months.

Man hanging off side of building
Men cutting things in construction

Who Needs Builders Risk Insurance?

Whether you’re a property owner, a general contractor, a remodeler, or a real estate developer, if you’re involved in constructing or significantly renovating residential or commercial properties, Builders Risk Insurance is essential for:

  • New Constructions
  • Major Renovations
  • CommercialDevelopments
  • Residential Builds

Additional Coverage Options

Understanding the diverse nature of construction projects, we offer additional coverages to provide a safety net for every possible scenario, including:

  • Flood and Earthquake Damage
  • Soft Costs (additional expenses incurred due to delays)
  • Equipment Breakdown
  • Business Interruption

Want to Get Started?

Get a Quote today!

Our Companies

Auto Owners Insurance
Erie Insurance
Nationwide Insurance