Blue Pearl
I have had an incredible experience with Harrison Insurance and Jennifer in particular. She is true professional and handles all questions and concerns in a timely and kind manner. I’m so glad I switched my auto and renters policy to Erie and Harrison insurance.
Blue Pearl
2024-04-06
Madisyn Massucci
Jennifer has been nothing but helpful and cooperative during our correspondence.
Madisyn Massucci
2024-03-26
Kayla Courtois
Fantastic customer service! Very knowledgeable, patient, and friendly. We were a new business starting up with absolutely NO clue what to do. Fred made the process very simple and got us the coverage we needed in a field that is hard to get coverage in!
Kayla Courtois
2024-03-22
Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
2022-12-27
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
2022-03-04
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow
2022-01-11

Property / Liability

property insurance

Property & Liability Insurance in Colonial Heights

Whether you’re a contractor, retailer, property owner, light manufacturer, or restaurant entrepreneur, your business is very important to you, and it’s also important to us. That’s why we offer great insurance protection for small to mid-sized main street businesses just like yours. 

The commercial property and liability insurance products offered by the Harrison Insurance Agency are specifically tailored to safeguard your business from the risks encountered in your day-to-day operations. With multiple options to choose from, it’s easy to find the right blend of insurance products to fit your needs.

Commercial Property Insurance

Property Insurance policies come in two basic forms. All Risk Policies will cover a wide array of incidents except for what is noted in the policy. The second is a Peril Specific Policy that will only cover the perils that are listed in the policy. Peril Specific Policies can include crime, business interruption, fire, and flood as examples.

The All Risk Policy will usually cover most of what a small business would face whereas a Peril Specific Policy will be needed if there is a higher risk of peril. Although it is called Property Insurance it does include coverage for things like company papers, income lost, buildings, electronics, and money. Harrison Insurance can help you decide what is right for your business.

General Liability Insurance

General Liability Insurance is used to protect business owners against liability claims for bodily injury and property damage. It protects business owners from legal issues due to accidents, negligence claims, and injuries. It can help cover bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.

Product Liability Insurance

Product liability Insurance or Products-Completed Operations (when it is part of a General Liability Insurance Policy) protect companies that manufacture, wholesale, distribute, and retail products and can be held liable for its safety. The policy covers claims protects against financial loss as a result of a defect product that causes injury or bodily harm. The amount of insurance you should purchase depends on the products you sell or manufacture.

Professional Liability Insurance

Business owners providing services such as accountants, physicians, lawyers, and other professional services should consider having professional liability insurance. This type of liability coverage protects your business where General Liability Insurance leaves off. These policies help protect against negligence, malpractice, and error claims. Some state governments require you to carry a Professional Liability Insurance Policy depending on your profession.

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Our Companies

Auto Owners Insurance
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Philadelphia Insurance Companies
Nationwide Insurance