Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
2022-12-27
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
2022-03-04
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow
2022-01-11
Wes Tatum
Highly recommend this company. Fred Zehrer was my agent and he provided top notch service. The process was simple and Fred saved me over $600 a year on my business vehicle insurance. I can't say enough good things about Fred and Harrison Insurance. If you want peace of mind and fair prices, this is where you need to be.
Wes Tatum
2016-09-07

Choosing the Best Insurance Provider for Your Contracting Business

Contractor fixing sink

Choosing the Best Insurance Provider for Your Contracting Business

Starting or running a contracting business is an exciting journey filled with opportunities and challenges. One of the essential steps in ensuring the success and security of your contracting business is choosing the right insurance provider. With various options available, making an informed decision can be the key to peace of mind. In this article, we will provide you with valuable tips and considerations to help you select an insurance provider that aligns perfectly with your contracting business needs.

Assess Your Specific Needs:

The first step in finding the right insurance provider is understanding your unique requirements. Take some time to evaluate the nature of your contracting business, the type of projects you undertake, and the potential risks involved. Different contracting specialties may have distinct insurance needs, so pinpointing your requirements is crucial.

Research and Compare Providers:

It’s essential to research and compare insurance providers to determine which ones specialize in contractor’s insurance. Look for providers with experience in the construction industry, as they are more likely to understand your specific needs. Take note of their reputation, customer reviews, and financial stability.

Check Licensing and Accreditation:

Ensure that the insurance provider is properly licensed and accredited in your state. This ensures that they meet the necessary regulatory standards and can legally provide insurance coverage in your area.

Review Coverage Options:

Carefully review the coverage options offered by each provider. Consider the types of insurance you require, such as general liability, workers’ compensation, or equipment insurance. Your ideal provider should offer a range of coverage options to meet your needs.

Examine Pricing and Deductibles:

Get quotes from multiple insurance providers and compare pricing. Be cautious of policies with exceptionally low premiums, as they may come with high deductibles or inadequate coverage. It’s crucial to strike a balance between affordability and comprehensive coverage.

Evaluate Customer Service:

Exceptional customer service is a valuable asset when dealing with insurance providers. Look for a company that is responsive, helpful, and willing to answer your questions. Good communication can make a significant difference when you need assistance with a claim or policy adjustments.

Consider Customization Options:

Your contracting business is unique, and your insurance should reflect that. Look for providers that offer customizable policies, allowing you to tailor coverage to your specific needs.

Check Claims Handling Process:

Inquire about the provider’s claims handling process. A smooth and efficient claims process is crucial when you need to file a claim. Ask about their track record for processing claims promptly and fairly.

Seek Recommendations:

Don’t hesitate to ask fellow contractors or business associates for recommendations. Hearing about their experiences with insurance providers can provide valuable insights.

Review the Fine Print:

Before finalizing any insurance agreement, carefully review the policy documents and terms. Ensure you understand the coverage, exclusions, and any additional requirements.

Conclusion:

Selecting the right insurance provider for your contracting business is a significant decision that can profoundly impact your company’s future. By assessing your needs, conducting thorough research, and considering the factors mentioned above, you can make an informed choice that provides the security and peace of mind you deserve.

If you’re seeking guidance or more information about contractor’s insurance, Harrison Insurance is here to help. Our team of experts specializes in providing insurance solutions tailored to the unique needs of contracting businesses. Contact us today for personalized assistance and to learn more about how we can support your contracting venture.

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