Andrew Troi
I have had an incredible experience with Harrison Insurance and Jennifer in particular. She is true professional and handles all questions and concerns in a timely and kind manner. I’m so glad I switched my auto and renters policy to Erie and Harrison insurance.
Andrew Troi
2024-04-06
Madisyn Massucci
Jennifer has been nothing but helpful and cooperative during our correspondence.
Madisyn Massucci
2024-03-26
Kayla Courtois
Fantastic customer service! Very knowledgeable, patient, and friendly. We were a new business starting up with absolutely NO clue what to do. Fred made the process very simple and got us the coverage we needed in a field that is hard to get coverage in!
Kayla Courtois
2024-03-22
Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
2022-12-27
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
2022-03-04
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow
2022-01-11

Navigating Auto Repair Shop Insurance: What You Need to Know

Auto Repair shop

Navigating Auto Repair Shop Insurance: What You Need to Know

As an auto repair shop owner, you know that your business comes with its own unique set of risks. From accidents on the job to damage to customer vehicles, there are many potential liabilities that could put your business at risk. That’s why it’s important to have the right insurance coverage in place. In this article, we’ll discuss the key things you need to know about auto repair shop insurance.

Types of Coverage

There are several types of insurance coverage that are essential for an auto repair shop. These include:

  • Garage Insurance: This type of insurance is specifically designed for businesses that work on vehicles. It typically includes coverage for property damage, liability, and business interruption.
  • Workers’ Compensation Insurance: This coverage is required by law in most states and provides benefits to employees who are injured on the job.
  • Business Owner’s Policy (BOP): A BOP combines general liability insurance and property insurance into one policy, providing comprehensive coverage for your business.

Factors That Affect Insurance Costs

The cost of your insurance coverage will depend on several factors, including:

  • The size of your business: Larger businesses with more employees and higher revenue will typically have higher insurance costs.
  • The location of your business: Insurance rates can vary depending on the state and city where your business is located.
  • The type of work you do: If your business specializes in high-risk repairs, such as engine work or body work, your insurance costs may be higher.
  • Your claims history: If you have a history of frequent or expensive insurance claims, your rates may be higher.

How to Save on Insurance Costs

While insurance is a necessary expense for your auto repair shop, there are ways to save on costs. Here are a few tips:

  • Bundle your coverage: Many insurance companies offer discounts for bundling multiple types of coverage, such as garage insurance and workers’ compensation insurance.
  • Invest in safety measures: Installing safety equipment, such as fire extinguishers and security cameras, can help lower your insurance costs.
  • Train your employees: Properly trained employees can help prevent accidents and reduce the risk of insurance claims.

The Importance of Working with an Experienced Agent

Navigating the world of insurance can be overwhelming, especially for small business owners. That’s why it’s important to work with an experienced insurance agent who understands the unique needs of auto repair shops. At Harrison Insurance we can help you determine the right types and levels of coverage for your business and find the best rates.

In conclusion, having the right insurance coverage is crucial for protecting your auto repair shop from potential liabilities. By understanding the types of coverage available, factors that affect insurance costs, and ways to save on expenses, you can ensure that your business is properly protected. And by working with an experienced agent, you can have peace of mind knowing that your business is in good hands.

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