Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow
Wes Tatum
Highly recommend this company. Fred Zehrer was my agent and he provided top notch service. The process was simple and Fred saved me over $600 a year on my business vehicle insurance. I can't say enough good things about Fred and Harrison Insurance. If you want peace of mind and fair prices, this is where you need to be.
Wes Tatum

Home / Auto

wooden house

Homeowners Insurance

Those who own a home know it’s their most valuable asset. What they may not know, however, is if their home is adequately protected by their Homeowner’s policy. At the Harrison Insurance Agency, our knowledgeable team will work to find you optimal coverage with competitive pricing.

As an independent agency we represent a number of insurance providers we can use to fit your specific needs and budget. We’ll work hard to make sure that you aren’t over-insured or under-insured so that you find yourself with the proper amount of coverage. We’ll also ensure you’re covered for those items you may not have thought about including jewelry, furs, arts, collectibles, or firearms.

There are different types of insurance policies that cover your home. Is a basic policy what you need, or a policy that covers a much broader range of protection?

Financial protection for your home is critical. It provides protection if you are ever held liable to injuries that occur on your property or damage to their belongings while on your property. Homeowners insurance is also required by most mortgage lenders.

Most Homeowner’s policies cover damage that is caused by vandalism, theft, fire, windstorms, hail, and lightning among other events but do not include flood or earthquake coverage. Make sure to speak with your agent to understand exactly what your policy covers.

Total Business

Auto Insurance

Be very cautious about those insurance companies advertising low-priced insurance. Many times that savings can result in low liability limits and high deductibles which can put you and your family at risk in the event of a claim.

At the Harrison Insurance Agency, our goal is to tailor an auto policy to meet the specific needs of your protection with one of our many insurance providers, all at a price that’s extremely competitive. With more choices than ever for auto insurance, let one of our agents review your coverage and help you choose what’s right for you and your family.

Take a look below for a few terms that you should know when shopping for your auto insurance.

Auto Insurance Options

While there are many more terms and auto insurance types out there, Harrison Insurance of Colonial Heights is here to help you in your decision-making process. Our agents will make sure that you are taken care of properly and covered for anything life throws at you.

Most states will require you to carry bodily injury liability insurance to cover you if medical treatment, funeral costs or rehabilitation services are incurred by your own passengers, their passenger, injured pedestrians, and other drivers. Some other costs that are covered include losses related to pain and suffering and lawyers’ fees.

Property-damage liability will cover repair or replacement of another person’s cars and property.

PIP covers medical, rehabilitation and funeral costs for individuals that live in your household, as well as wages that may be lost and in-home care.

Comprehensive Insurance pays the owner if the car or its contents are stolen, or if the car is damaged by water, fire, or other hazards.

Pays to repair or replace a car if you get into an accident. If you buy a new car with a loan, you’ll be required to have this coverage.

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