Andrew Troi
I have had an incredible experience with Harrison Insurance and Jennifer in particular. She is true professional and handles all questions and concerns in a timely and kind manner. I’m so glad I switched my auto and renters policy to Erie and Harrison insurance.
Andrew Troi
2024-04-06
Kayla Courtois
Fantastic customer service! Very knowledgeable, patient, and friendly. We were a new business starting up with absolutely NO clue what to do. Fred made the process very simple and got us the coverage we needed in a field that is hard to get coverage in!
Kayla Courtois
2024-03-22
Thomas Sweeney
Used Fred for my executor bond, he worked with me over the phone as I was out of town to fill out the paperwork. The prices were much cheaper than anywhere else I found.
Thomas Sweeney
2022-12-27
bryan acheson
Fred and team at Harrison Insurance are awesome. I requested a review of my insurance coverage for my business and found that I was grossly under covered. Fred explained where I was needing additional coverage and why it was important. Needless to say, I'm now a client. Fred truly cares for his clients. I think my premiums basically stayed the same, for additional coverage I might add, but I would have been willing to pay more just for the service and knowing I was being taken care of. I highly recommend Fred for your business.
bryan acheson
2022-03-04
Kayla Furrow
Harrison Insurance is a great company to work with! I worked with Fred and the personal touch he adds makes you feel like you’re truly being taken care of, like you’re a part of the family. Fred never settles for the bare minimum, and if he sees something lacking in your insurance policy, he will tell you what he can do to fix it and what kind of options you have to make sure you’re covered in every area possible. Harrison Insurance is a small town agency, but their impact is huge. If you’ve got any kind of insurance, it is always worth giving Harrison a call and seeing where you can improve your coverage while lowering your rates. You definitely won’t regret touching base with them!
Kayla Furrow
2022-01-11
Wes Tatum
Highly recommend this company. Fred Zehrer was my agent and he provided top notch service. The process was simple and Fred saved me over $600 a year on my business vehicle insurance. I can't say enough good things about Fred and Harrison Insurance. If you want peace of mind and fair prices, this is where you need to be.
Wes Tatum
2016-09-07

Contractor’s Insurance: Why It’s Important

Contractor Looking at Job Site

Contractor’s Insurance: Why It’s Important

Contractor’s insurance may initially appear as a complex topic, but in reality, it’s an indispensable component of running a secure and prosperous contracting business. Just imagine the potential scenarios: an accident occurring on the job site, or your valuable equipment getting damaged. Without the protection of insurance, you could find yourself grappling with substantial, unexpected costs that could jeopardize your business’s future. In this article, we’ll demystify the concept of contractor’s insurance and illustrate why it’s a vital asset for your contracting venture.

What Is Contractor Insurance?

Contractor’s insurance is a specialized policy meticulously designed to shield businesses within the construction industry. Whether you’re a plumber, electrician, or a general contractor, this insurance is tailored to address risks unique to your field, such as accidents, equipment damage, and legal complications.

Real-Life Scenarios:

Consider the plight of a plumber who inadvertently damages a client’s property during a project. Alternatively, picture an electrician whose tools are stolen from the job site. Contractor insurance steps in to mitigate the financial burdens arising from such incidents, ensuring that your business remains financially resilient.

A Financial Safety Net:

Think of contractor’s insurance as your business’s financial safety net. It equips you to handle unexpected expenses without depleting your hard-earned business funds. For instance, if you find yourself facing a lawsuit due to property damage or injuries incurred during your operations, your insurance policy can alleviate the strain by covering legal fees and potential settlements.

Customizing Your Policy:

Each contracting business is distinct, and your insurance should be tailored accordingly. The flexibility of contractor’s insurance enables you to customize your policy to precisely match your specific needs. This ensures that you’re only paying for the coverage that is most relevant to your line of work.

In summary, contractor’s insurance is far more than a mere expense; it’s an indispensable investment in the security and continuity of your contracting enterprise. With the right policy in place, you can concentrate on your work, secure in the knowledge that you are shielded against the unpredictable twists and turns that the industry may throw your way. Your business deserves the protection that contractor’s insurance provides, allowing you to thrive in an ever-changing and sometimes perilous environment.

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